Household budget
Income
€ 5.461,45
all sources, actual
Expenses
€ 4.239,70
all categories, actual
Saved this month
€ 1.221,75
income − expenses
Savings rate
22,4%
of net income
| Source | Planned | Actual |
|---|---|---|
| Salary — Mark (net) | € 3.180,00 | € 3.180,00 |
| Salary — Judith (net, 0,6 fte) | € 1.980,00 | € 2.041,45 |
| Kindgebonden budget | € 240,00 | € 240,00 |
| Total income | € 5.400,00 | € 5.461,45 |
| Category | Planned | Actual | Diff | Spent vs plan |
|---|---|---|---|---|
| Housing Mortgage & service costs | € 1.485,00 | € 1.485,00 | € 0,00 | |
| FoodGroceries & household | € 820,00 | € 873,45 | − € 53,45 | |
| UtilitiesEnergy, water & internet | € 265,00 | € 241,80 | + € 23,20 | |
| InsuranceHealth, home & liability | € 415,00 | € 415,00 | € 0,00 | |
| TransportCar, fuel & public transport | € 390,00 | € 462,10 | − € 72,10 | |
| KidsChildcare & school costs | € 540,00 | € 528,75 | + € 11,25 | |
| LeisureSubscriptions, sport & fun | € 285,00 | € 233,60 | + € 51,40 | |
| Total expenses | € 4.200,00 | € 4.239,70 | − € 39,70 |
Groceries ran over in the birthday week; transport includes two drives to Groningen for grandad’s move.
New energy contract from October — the advance drops to € 195, so the Utilities plan can come down.